Considerations for a Successful Retirement The retirement landscape is changing. In fact, the traditional notion of retirement, in which you stop working to enjoy some leisure time is fast becoming obsolete for more and more Americans. In this workshop we will take a look at the trends and the implications you need to consider while planning for retirement, so that you can design and implement a plan that has the potential to succeed.
The Current Tax Landscape: Income and Estate Planning Strategies to Consider The tax landscape has changed dramatically with the passing of legislation in early 2013 and the introduction of new taxes associated with health-care reform. In this Workshop, we will review the current income and estate tax landscape, highlight trends driving government spending and debt, examine prospects for longer-term tax reform, and present tax and estate-planning strategies.
A Look At Health-care Reform And Its Impact on Investors The recent passing of the Patient Protection and Affordable Care Act and the Health Care and Education Reconciliation Act marked the most sweeping changes to our nation's health-care system in decades. The legislation is complex, and its consequences, both intended and unintended, remain to be seen. This Workshop provides insight into the serious challenges faced by the U.S. health-care system; highlights the key provisions of the new legislation for both individuals and small businesses; and offers key strategies to mitigate the impact of higher taxes due to the health-care legislation.
Protect What's Yours | Strategies To Safeguard Your Wealth Investors who have accumulated significant wealth through investments, retirement savings, real estate, and businesses should consider ways to protect those hard-earned assets from a lawsuit, civil claims, or bankruptcy proceeding. A thoughtful asset protection plan can help maintain a standard of living and preserve the ability to pass assets to heirs and/or charitable organizations. This workshop explores a range of strategies to help safeguard wealth through the use of insurance, retirement plans, and the establishment of legal structures such as LLCs and trusts.
Drafting Your Financial Blueprint | Using Today's Wealth For Tomorrow's Goals Wealth management refers to a multifaceted approach to accumulating wealth, preserving wealth, spending down wealth, and passing wealth on to heirs. This Workshop explores specific wealth management strategies to aid with funding college education, preserving wealth by applying tax-smart techniques, planning for income in retirement, and transferring wealth efficiently.
Pathway To Independence | Retirement Strategies For Women This Workshop is designed specifically for females, and discusses some of the reasons why women statistically have an even greater need for financial planning help than men. It covers time-tested investment principles that can help women grow and monitor their savings in preparation for a more secure financial future.
Shifting Into Retirement | Turning IRA Assets Into Income Due to shifting regulations, how you take distributions from your IRAs may be just as important as your investment strategy. This Workshop describes the various distribution options, including periodic payments under IRC 72(t), RMD alternatives, and the stretch IRA, as well as an overview of potential penalties and tax liabilities. Also included is a checklist to help with distribution planning.
It Takes More Than Good Grades | Saving For College The financial implications of saving for college tuition are greater than ever. This Workshop discusses various strategies for meeting this critical investment need, including the emergence of 529 plans and the tax implications of various strategies. Invest In Their FutureEducation costs are going up. Education debt is also rising. Like most major financial goals, financing a college education requires planning. This workshop discusses how 529 plans offer many benefits for families who want to save for college.
Social Security: Five Things You Need To Know With the decline of guaranteed income sources like private pensions, Social Security is an increasingly critical component of a comprehensive and sustainable retirement income plan. Unfortunately, many Americans have limited understanding of how Social Security works and often make inadequate choices when claiming retirement benefits. This Workshop examines the key risks retirees face -- longevity, inflation, and market volatility, for example -- and highlights how Social Security can help address these risks. Lastly, we present five important issues individuals and couples should consider before making important decisions around Social Security.
Social Security: Getting The Most Out Of Your Benefits In a typical retirement income plan, Social Security income and survivorship benefits typically constitute the foundation to build on with other monetary sources. In this workshop we will discuss the value of Social Security and the unique benefits it provides to retirees. In short, what it is, what it does, and how it works.
Social Security: Beyond The Basics To some people Social Security is going to be their retirement savior. Either they didn't save enough or invest wisely and Social Security will be providing their only reliable income in retirement or for others, they tend to focus on the money that isn't in their paychecks because it's going to social security. In this workshop, we will discuss information and better ideas to maximize benefits in retirement. Understanding Medicare Supplements As you approach the age of 65, you begin an inundation of mail and phone calls about Medicare supplements. In the workshop, we discuss the basics of Medicare parts, its costs, and the gaps that coverage leaves. In addition, we discuss the Medicare plans, referred to as supplements or Medi-Gap coverage.
What's Your Alternative? As the U.S. population continues to rise and consumer spending remains the majority force in driving GDP growth, the case can be made for long-term growth of retail spending. At the same time, many investors are taking on the challenges of investing in today's current macroeconomic environment. To help compliment their other investments, many investors are considering commercial real estate in the form of non-listed REITs, which have the potential to help them meet their goals, whether those goals are current income, capital appreciation, portfolio diversification, or lower portfolio volatility.
Workshops for Businesses
Ownership Strategies: Taxation And Saving Profits As An Owner
Ownership Strategies: The Golden Parachute
Ownership Strategies: Buy/Sell Agreements
Ownership Strategies: Strategic Planning
Ownership Strategies: Marketing in the 21 Century
HR for Small Business: Hiring and Retaining Employees
HR for Small Business: Leadership Development
HR for Small Business: Performance Management
Employee Benefits: The Basics Employee Benefits: Retirement Accounts and Deferred Salary
Employee Benefits: Cafeteria Plans, FSAs, MSAs, and HSAs
Employee Benefits: Understanding Health, Life, and Disability Insurance
Lunch and Learns
A Discussion on Changes to Social Security Benefits in the Budget Act of 2015
Basic Household Finance
Cash Flow Management
Ways to Get Yourself Out of Debt
Top 10 Ways to Help Protect Yourself from Identity Theft
Top 10 Pieces of Care Management Advise for Caregivers
Top 10 Tips to Designing a Formal Final Years Plan
Top 10 Pros and Cons to Life Insurance
Top 10 Places to Travel in the Next Year Top 10 Tips to Not Outliving Your Money
This information is designed to provide a general overview with regard to the subject matter covered and is not state specific. The authors, publisher and host are not providing legal, accounting or specific advice for your situation.